The Heirloom Index is published by Gregory S. Ostrowski, Annapolis, Maryland. It is an information and curation site about blue-chip graded sports cards, together with a free documentation kit.
This section is the important one, and it is meant plainly.
We are not an appraiser. Nothing on this site is an appraisal, a valuation, or an opinion of value for insurance, tax, estate, lending or any other purpose. Our work is documentation: we write down what a thing is and what the public record shows.
We are not a financial advisor or a securities broker-dealer, and nothing here is investment advice. We do not recommend that you buy or sell anything. Our signals describe observed listing data; they never forecast, and they may be incomplete or delayed.
We are not an authenticator or a grading service. Where a card is graded, we report the grade a third party assigned. We do not verify it.
We do not broker cards or act as anyone’s agent. Where we link to a listing, the seller is a third party and the transaction is between you and them.
We also buy and sell cards on our own account (see Private acquisitions). Those are separate private transactions. They never affect what this site publishes, ranks or links to, and if a card we own is ever listed for sale anywhere on this site, it is marked as ours.
Prices shown are asking prices from public listings, not sale prices, unless explicitly labeled as realized results from a named auction house. An asking price is not a sale, and one sale is not a price.
Where we publish a fee charged by an auction house, it is reproduced as that house states it on the date shown. Houses revise their terms without notice. Confirm anything material directly with the house before you act on it.
We take care with our data and we still expect it to contain errors. Information is provided as it stands, without any warranty that it is accurate, current or complete. Do not rely on it for a decision that matters without verifying it independently.
We do not currently sell any products through this site.
The writing, photographs, page designs and printed layouts on this site are original and are ours. You may quote briefly with attribution. You may not reproduce substantial portions, republish our data, or use any of it to train a machine-learning model.
Card images, player names, team marks and auction house names belong to their respective owners, who do not sponsor or endorse this site.
This site contains affiliate links, including to eBay, and may earn a commission on qualifying purchases at no additional cost to you. Where an individual page carries none, it says so. Where we have a commercial relationship with an auction house, it is disclosed.
Inclusion in and ordering of the Heirloom 25, the Radar and our published fee tables are never for sale, and no payment influences them.
We link to third-party sites we do not control and are not responsible for their content.
The site and its content are provided “as is” and “as available”, without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.
To the fullest extent permitted by law, The Heirloom Index and Gregory S. Ostrowski will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or goodwill, arising out of your use of this site or its information — including any decision to buy, sell, insure or hold a collectible.
Nothing here is intended to exclude liability that cannot lawfully be excluded, including for fraud, or for death or personal injury caused by negligence.
You agree to indemnify us against claims arising from material you supply to us — in particular a photograph you did not have the right to give us.
These terms are governed by the laws of the State of Maryland, and the courts of Maryland will have exclusive jurisdiction.
We may update these terms. The date at the top reflects the current version. Material changes will be noted on the page.